SINGLE mum-of-one Stephanie Ward realised she needed to sort out her finances when she found herself choosing which bill to skip paying each month.
Stephanie, 34, from Bedlington, had amassed £15k of debt and was tired of putting her daily expenses on her credit card.
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“I sat down and I said to myself, ‘I can’t keep choosing which bill to skip each month, I need a plan,” she told The Sun.
Stephanie had grown up in a household that didn’t manage money well.
When she was 19, a family member had asked her to take out a loan on their behalf to get a vehicle fixed because they had a…
