Being buried under a mountain of debt is a heavy burden to bear. It causes immense stress, restricts your financial freedom and holds you back from achieving your goals.
The good news is, no matter what situation you are in, you can get out of debt once and for all. It won’t be easy, but you can ditch that burden and start fresh.
To get some advice, we spoke to Joey Ruffalo, owner of J.R. Financial Coaching, and a true expert on getting debt-free. At one point Ruffalo owed a staggering $370,000 of debt. Here’s his story.
Up Next: 10 Proven Budgeting Tricks to Stop Credit Card Debt
Try This: Start Growing Your Net Worth With Smarter Tracking
Create a Detailed Budget
The first step is to create a budget. You need to identify areas where you can…

