If you’re struggling to make ends meet and don’t know how you’ll pay your next bill or unexpected expense, you are not alone.
“We’re seeing people that simply just don’t have enough money,” says Deb Shroot, a financial counsellor of eight years based in Canberra/Ngunnawal.
“They might be working full time, they might have double incomes, but because the cost of everything is just going up, they’re having trouble.”
It might be tempting to start looking at schemes like payday lending, but Ms Shroot says there might be a “really good solution out there for you that doesn’t require you to source more money”.
If you’ve got an unexpected bill to pay or large expense and you don’t have the money to cover it, here’s what you can do.