While we know that debt happens all year around, Christmas and New Year do tend to bring financial difficulty into sharper focus for many people. On Christmas Day alone, almost 4,000 people across the UK visited StepChange’s website looking for help with their debt. Every January at StepChange we prepare ourselves for an influx of people in need of debt advice and this year is no different.
It’s not uncommon for people to put off getting help with their debts for a long time. Factors including stigma, a reluctance to talk about money and being unaware of the help available can cause people to struggle alone for several months or even years after their problems begin. So it’s not surprising that a new year and perhaps the…