A man who racked up £50,000 in debts has said January can be “the hardest month” for people struggling with their finances.
David Davensac, from Rochford in Essex, fell on tough times when he lost his job before the Covid-19 pandemic, meaning he could no longer afford his monthly payments for loans and credit cards.
With the help of a debt relief charity, David says he has got his life back on track and has used his experiences to guide others.
“It was quite a precarious position to be in and not one that I would ever allow myself to get into again,” David said.
David had a well-paid job and enjoyed a comfortable lifestyle.
“I got…