Enniskillen CAP Debt Centre Manager, Jonathan Hayward, revealed some of the circumstances that can lead people to seek their help.
He said: “Some may think people just get into debt because of overspending on luxuries, but that really isn’t the reality for the people we’re helping at CAP.
“This view from some people in society makes many people in debt feel afraid or embarrassed to seek help.
“Most people who come to us are overwhelmed by problem debt because of a change in circumstances that has caused a drop in their income.
“For example, they may have lost their job, or be unable to work because of their health, or they may have to care for a loved one.
“They may have experienced a relationship…
