QUESTION: My partner and I are both in full-time employment but have struggled with credit card debt following the break-up of a previous relationship.
As well as the credit card debt, I have a mortgage of £120,000 on my house at a cost of just under £700 per month.
I also have a second charge of £60,000 and this costs me nearly £650 per month.
We always seem to be right on the edge at the end of every month but I cant seem to get any help from my bank.
Do you have any suggestions?
FERGUS’ ANSWER: Can I start by saying that your situation is far from unusual and the fact that you have written to me about it suggests that you are seriously looking to resolve the issues you are facing.
Speaking to someone else about your debt is often th…
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