In January 2022 the National Credit Regulator put out a statement about adverts running on Facebook, Instagram and Twitter. They promised debt “written off” and “government approved” relief, and some carried images of senior public officials. The regulator’s verdict on the lot of it was “all lies”, says Rowan Breeds, Debt Counsellor, Debt Solutions 4U.
In November 2024 the Debt Counsellors Association of South Africa issued its own alert, this time about operators selling “debt review removal” for an upfront fee. Only a court or the National Consumer Tribunal can actually do that. In July 2025 the regulator warned about a fake NCR website collecting personal details from people who believed they were getting official help.
Three warnings…