The law service successfully applied for a debt relief order (DRO).
A DRO is the easiest form of insolvency and is designed for people with few assets on low incomes. If an application is accepted, debts will be frozen for one year, then written off.
“I did feel like the world had come off my shoulders once that was finally complete, so now it’s all hopefully onward and upward,” added Saunders.
He has been living in temporary accommodation for two years but has recently been able to start bidding on council homes.
For others who might need support he said: “I think anyone who comes in, yes, they’re going to feel nervous at first, but within minutes you’re going to feel safe and fine.”

