SPRINGFIELD, Mo. (KY3) – Perhaps you saw it arrive in your mailbox. The dreaded credit card bills from the holiday shopping season are here.
If your wallet has a holiday hangover from too much Christmas cheer, On Your Side can help.
No matter whether you spent too much money over the holidays or just want to get out of debt. Make it a goal and stick too to it. First, assess the situation.
Write it down. Your income, debts, and necessary monthly expenses. Follow every dollar. You might find instant savings.
“People find out they have dual subscriptions to Netflix,” said Shawn Gallagher with Piatchek & Associates.
Before you pay down debt, build a small emergency fund. Start with $200, aiming for $1,000.
“It is a good idea to have a…