Reasons you may not have to pay your debt
You disagree with the contract
You may disagree that you owe any money and have a legal defence.
A defence to a debt would include: that you agreed to a contract, but:
- you were told something that was not true (you were misled into signing)
- you were forced to sign, or were taken advantage of (even by a family member)
- a law has been broken.
If this applies to you, it’s best to get legal support quickly. This is because you only have a short time to act and will need legal advice in order to file a defence in court. Read more about Filing a defence in court.
Visit Other support for debt and bankruptcy to get legal support and other help. You can also Speak to us via our online Legal Help Chat.