- There are many options available to help deal with serious personal debt problems and there are a range of debt-relief options available.
- Remember you are not alone in facing financial difficulties, but the earlier you address it, the better.
- Solutions include Breathing Space, Debt Relief Orders (DROs), Individual Voluntary Arrangements (IVAs) and bankruptcy.
According to the insolvency service, for many people, January can be a time to reflect on their finances. Sadly, for some people, their debts will have…