Your Student Debt is Changing July 1 — Here’s What You Need to Know
The Public Service Loan Forgiveness program has changed lives—lifting the burden of student debt for educators, healthcare professionals, public service workers and countless others who have dedicated their careers to serving our communities. While the PSLF program itself still exists, the repayment landscape around it has changed significantly. The most affordable income-driven repayment plan—the Saving on a Valuable Education, or SAVE, plan—is ending, most other income-driven repayment plans are being phased out by 2028, and a new option—the Repayment Assistance Plan—launches July 1, 2026. Parent PLUS borrowers face a critical consolidation deadline of…