A Department of Education sign is displayed outside of their federal student aid office on May 18, 2025 in Washington, DC.
Kevin Carter | Getty Images
The U.S. Department of Education is providing conflicting information about the upcoming federal student loan borrowing limits that will take effect this summer, according to The National Association of Student Financial Aid Administrators.
A provision in President Donald Trump‘s “big beautiful bill,” passed last year, established a new $257,500 lifetime borrowing cap for federal student loan borrowers as of July 1, 2026.
But the Education Department has made contradictory statements about whether certain loans taken out by graduate students — Grad PLUS loans — will count toward that…

