Basic budget apps typically connect with your financial accounts, track spending and categorize expenses so you can see where your money is going. But many apps do much more than that.
The best budget apps
A smart view of your financial health
Get a quick read on how you’re set up to meet expenses and money goals.
YNAB, for hands-on zero-based budgeting
Why we recommend it: This app is designed so that users plan ahead for their financial decisions, rather than track past transactions. YNAB follows the zero-based budgeting system, which has you make a plan for every dollar you earn.
As soon as you get paid, you tell YNAB how much of your income should go toward various categories, including spending, savings and debt. The idea is that you…