After a three-year pause prompted by the pandemic, the clock on student loan repayments suddenly started ticking again in September 2023, and forbearance ended last September. For millions of borrowers like Shauntee Russell, the resumption of payments marked a harsh return to financial reality.
Russell, a single mother of three from Chicago, had received $127,000 in student loan forgiveness through the SAVE program, and had experienced profound relief at having that $632 monthly payment lifted from her shoulders. SAVE exemplified both the transformative power of debt relief and the urgent need to continue this fight — but now SAVE has been suspended.
Such setbacks cannot be the end of our story, as I document in my…

