Spring is in the air, but many people are still suffering the winter blues when it comes to their finances.
Some are still paying off their Christmas spending or reeling from the impact of a January tax bill. Inflation may have fallen, but we’re all feeling the pinch of higher prices, with the elevated cost of living now firmly baked into the system.
Sadly, there is no monetary thaw in sight, with higher national insurance coming into effect on 1st April, energy prices set to rise and another ‘Fiscal Event’ on 26th March which could mean even higher taxes for some.
Given the economic environment, it’s no surprise that, as a nation, we have been taking on more unsecured debt.
Unsecured…