Advice Direct Scotland, which runs the free moneyadvice.scot service, has reported a surge in people seeking help after falling into arrears.
The charity expects even more people to come forward as councils across Scotland confirm tax hikes from April, putting further pressure on families.
With most councils approving higher rates, bills will soon start landing in letterboxes and inboxes across the country.
In recent months, Advice Direct Scotland has helped people manage council tax debts ranging from £1500 to £3000.
The charity also supported one person who faced a £15,000 arrears bill that had built up over six years.
Another case involved a mother whose wages were arrested to pay off a £1800 council tax…
