LightStream is no longer accepting new applications. Explore other options in our personal loan marketplace.
Americans collectively carry over $1 trillion in credit card debt, according to the latest Federal Reserve Bank of New York Household Debt and Credit Report. With the average credit card APR sitting above 20%, this is a significant financial burden for many people.
Making only the minimum payment can dramatically extend your payoff timeline. To climb out of debt on a reasonable timeline, a plan that allows you to increase your monthly card payments is essential.
With the right plan, you can make paying off your credit card debt easier by using products that lower your APR. Just pay attention to the costs and realize that these…