December is a noisy month. Sales everywhere, social activities stacking up, and those debts you meant to tackle before now are still sitting there. You don’t beat December with willpower, you beat it with a smarter plan.
The stats show that at Christmas the average Aussie spends $1,634 on credit, with this expected to take up to five months to clear. You can buck that trend and go in the other direction, reducing debt and setting up the year ahead.
Win December and you can roll momentum into January so you start the year lighter and in control. Debt is easy to collect and much more challenging to get rid of, but when you follow the…