If you’ve ever dealt with an account in collections, you know how miserable an experience it can be. Debt collection agencies really go after you.
But what if I told you it was possible to pay them half of what they ask and have the account removed from your credit reports?
I haven’t always been a credit card expert. Like most people, I’ve made mistakes and had to learn lessons the hard way.
I did truly terrible things to my credit when I was younger. When debt on my credit card was sold to collections, I didn’t really know what it meant or what to do. Luckily, the solution was so easy that it almost felt like a trick.
And I’m going to tell you about this trick. Here’s how I ended up with a debt…