Boy_Anupong/Getty Images
As we inch closer to the end of 2025, the numbers tell a sobering story about the credit card debt issues Americans are facing. Case in point? The total amount of credit card debt nationwide surpassed $1.2 trillion in the second quarter of 2025, yet another new record high, while the average cardholder owes nearly $8,000 on their unpaid balances. What’s perhaps even more concerning, though, is that delinquency rates…