I KNOW, I know, it’s before Halloween and we shouldn’t be talking about this yet, but, the supermarkets are full of tubs of sweeties and crackers and it’s easy to get swept up in the sparkle and excitement of Christmas shopping, parties, and gift giving.
But with rising costs putting extra strain on many households, this time of year can also bring financial stress and worry.
At York Citizens Advice, we understand that the pressure to make Christmas “perfect” can sometimes lead to debt that lasts long after the decorations are packed away. The good news is that with a little planning, creativity, and community spirit, it’s possible to have a wonderful Christmas without breaking the bank.
Here are our top tips to…

