Elizabeth Hill saw going to college as her way out of poverty. But 26 years later, she is still paying back student loans, with around $145,000 still left to go.
“I’ve been able to stay afloat, but I do not have $145,000 to give them,” Hill said. “My debt-to-income ratio has impacted my ability to do things because I’ve got this six-figure loan just sitting there on my credit report.”
Hill is a therapist who specializes in care for Black,…

