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On the May 29, 2026 episode of The Ramsey Show titled “Fix The Money Mess That’s Stressing You Out,” a stay-at-home mom named Brianna called in with a sentence that stopped Dave Ramsey cold: “We’re going under every time we get paid. This truck has eaten us alive since we got it.” Ramsey’s reply was the kind that gets clipped and shared: “You do not get to own a $17,000 truck when you’re taking welfare to pay for your kids. That is not okay.”
The stakes are concrete. Brianna and her husband, a union bricklayer who clears roughly $43,000 after taxes, are raising three children under age two, including a 3-month-old. Winter work is thin enough that some…