MoneyMagpie Editor and financial expert Vicky Parry warns that people need to act now to become debt-free in 2026
If your credit card is feeling the pinch as we reach the end of the year and your Christmas plans have cost more than you planned, you’re not alone.
Starting a new year in debt is hard but inevitable for many of us. But there are things you can do to save money and get yourself on track for a debt-free future.
The following tips should not be seen as financial advice and is more to suggest possible options you may want to consider. Always seek free debt advice from organisations such as National Debtline if you are really struggling.