Drowning in debt, Carol said the hardest thing was overcoming shame and embarrassment to open up about her money troubles.
“There was a lot of lying because I was so embarrassed,” she said.
“It took opening up and it took tough love to finally get a handle on things.”
It’s a problem many Australians grapple with, as research shows nearly one-in-four (23 per cent) never speak to their family or friends about their finances.
Almost a third (32 per cent) feel uncomfortable discussing money whatsoever with loved ones.
The findings, from a nationwide Salvation Army survey of 2005 people, show people are staying silent even in the face of crippling debts.
Many leave these discussions too late, Kristen Hartnett, head of the Salvation…