Debt consolidation and other tips for getting out of debt

Christopher Liew is a CFP®, CFA Charterholder and former financial advisor. He writes personal finance tips for thousands of daily Canadian readers at Blueprint Financial. For many, the holidays represent a time for joy, family, friends, gift-giving and gratitude. However, the financial aftermath can be stressful. Between gift-buying, travel, special meals and last-minute surprises, it’s…

What Is a Debt Management Plan?

If you’re having trouble paying your credit card bills every month, a debt management plan from a nonprofit credit counseling agency might be the help you need. A debt management plan is a way to help you pay down credit card debt while saving on interest. It has less of an effect on your credit…