If someone calls out of the blue promising to lower your credit card interest rate or erase part of your debt, a new warning from the Federal Trade Commission says there’s a good chance it’s a scam.
What’s worse, these debt relief scams often prey on people already struggling to make ends meet.
Bertha Irby of Yeadon, Delaware County, contacted In Your Corner after receiving an unsolicited call offering credit card debt relief.
Irby said she was immediately skeptical when she answered.
“They were going to help me eliminate some of the credit card debt that I had,” Irby said.
The scammer told Irby he could get some of her credit card balances removed and already had detailed personal information.
“He also said that ‘We have your Social…