Best balance transfer cards for May 2026
Bank of America® Customized Cash Rewards credit card: Best for choice rewards
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Annual fee
$0
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Welcome offer
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
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Introductory APR
0% Intro APR for 15 billing cycles for purchases and 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
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Purchase APR
17.49% – 27.49% Variable APR on purchases and balance transfers
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Rewards rate
- Earn 6% cash back for the first year in the category of your choice. You’ll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases….