Sweden is preparing to implement one of Europe’s toughest restrictions on gambling-related payments. A bill introduced by the government will prohibit the use of all forms of credit for gambling, closing a loophole that had previously allowed players to continue betting with borrowed funds. Once the new rules are in force on 1 April 2026, gamblers will no longer be able to use credit cards, bank overdrafts, buy-now-pay-later products, or loans to finance play in the licensed market.
Closing Loopholes Left by Earlier Rules
The country’s Gambling Act already barred operators from directly extending loans to customers, yet players could still gamble with credit cards or third-party financing. This limited approach…

