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There were 2,029 company insolvencies in England and Wales in October, according to official data from the Insolvency Service.

This was 2% more than in September, and a 17% jump compared with the same month a year ago.

The number of firms falling into administration was also nearly a fifth higher than last year, signalling a rise in larger firms facing distress.

Monthly company insolvencies have so far been higher in 2025 than in 2024, according to the data.

Experts said the figures indicate that more businesses are being threatened by cost challenges and the ongoing effects of lower consumer confidence.

It also comes at a time of heightened economic uncertainty as firms await new tax measures in the upcoming autumn Budget.

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Company insolvency statistics found accommodation and food services insolvencies were at 265 in September 2025 – up a little from 262 in the same month last year.

Previous data found insolvencies dropped 19% from 327 in July to 265 in August – marking the first month of decline since spring.

The figures were also slightly down year-on-year from 271 in August 2024, signalling a short-term stabilisation in the sector.

Depleted cash reserves

RSM UK partner and head of leisure and hospitality Saxon Moseley said: “The flattening…

The Government of Gibraltar is working with the Gibraltar Citizens Advice Bureau to raise awareness about responsible spending during the festive period. The joint initiative aims to help households enjoy Christmas while avoiding the financial pressures that often emerge in the New Year.

The CAB sees a rise in people seeking help from its Money Advice Clinic every January, with many enquiries linked to festive overspending. The campaign encourages families to plan ahead, keep spending within their means and avoid taking on unnecessary credit.

To support the community, the CAB is sharing simple, practical tips for a more manageable Christmas:

1. Plan early. Work out what you can realistically…