Credit cards: A financial convenience or a debt trap? Experts explain how smart usage makes the difference

Credit cards have now become an indispensable part of modern financial lives across the nation. This is because these credit tools provide day-to-day users with comfort, convenience, rewards, and access to short-term credit. Furthermore, from online shopping to travel-related bookings and emergency expenses, their ease of use enables transactions and helps reduce dependence and mounting…

Credit Card Hardship Programs Could Help Borrowers

(Photo: wayhomestudio/freepik) by Sidnee Michelle July 25, 2026 Seeking assistance before missing multiple payments can improve the likelihood of qualifying for relief. Borrowers struggling to keep up with rising credit card payments may qualify for hardship programs that temporarily reduce interest rates, lower monthly payments, or pause payments while they recover from financial setbacks. While…

AHF Backs Africa Union’s Debt Reform Push

KAMPALA, Uganda–(BUSINESS WIRE)–Jul 24, 2026– AIDS Healthcare Foundation ( AHF ) welcomed the African Union’s focus on debt sustainability at this week’s Specialized Technical Committees session in Abidjan, Côte d’Ivoire, while urging African leaders to continue pushing for structural reforms to a global debt system that prevents developing countries from investing in healthcare, education, and…