Student Loan Debt Relief Policies and the Shifting Landscape of U.S. Consumer Credit and Education Sectors

The U.S. student loan crisis has evolved from a simmering economic concern into a full-blown structural challenge, reshaping the financial lives of millions and recalibrating the risks and opportunities for investors. Over the past two years, the end of pandemic-era repayment pauses, the expiration of delinquency reporting moratoriums, and the passage of the One Big…