GWL, ECG Volta discuss debt resolution, technical support

The Electricity Company of Ghana (ECG) Emmanuel Johnson, the Volta Regional Chief Engineer of Ghana Water Limited (GWL), has paid a working visit to his counterpart at the Electricity Company of Ghana (ECG) to strengthen institutional collaboration and enhance service delivery. The engagement provided a platform for both regional heads to exchange views on operational…

I Discovered My Husband Had $150,000 in Gambling Debt After We Got Married and Had a Baby

The household carries $150,000 in gambling debt against $68,000 current income, creating a 3:1 debt-to-income ratio before secured debt. Combined income of $160,000+ would enable $4,000-$5,000 monthly debt payments to eliminate gambling debt within three years. Bankruptcy is not viable because the husband’s $95,000-$110,000 earning potential would cause them to fail the means test. Investors…