The higher earners in problem debt

“I feel ashamed and don’t want my loved ones to find out,” is one of the main barriers to getting debt advice, according to StepChange Debt Charity. I know through my work as a money coach that there’s a lot of shame around money. Money shame is the feeling that you’re fundamentally “bad”, stupid, unworthy…

Who qualifies for credit card debt forgiveness?

You don’t have to live with overwhelming credit card debt. You have options. Getty Images Americans have deeply integrated credit cards into their financial lives, with most cardholders maintaining at least a few credit cards simultaneously. Recent Experian statistics reveal that the average American carries approximately four different credit cards. But while these short-term borrowing instruments…