Most Americans considering personal loans are focused on debt reduction, not spending

Maureen Shelly for SoFi Most Americans considering personal loans are focused on debt reduction, not spending Personal loans have become an increasingly common financial tool, offering borrowers flexibility to fund everything from major purchases to unexpected bills. As adoption grows, a key question emerges: What is actually driving interest in personal loans today? New proprietary…

How to know if you’re judgment-proof from debt collectors

Being judgment-proof doesn’t make you immune to debt lawsuits, but it does change how the issue plays out. Andranik Hakobyan/Getty Images Debt pressures have been building rapidly over the last few years amid a landscape dotted by high borrowing rates, inflationary pressures and other hurdles, and those challenges have continued to accelerate over the last…