Student Loan Debt Statistics [2026]: Average + Total Debt

Report Highlights. Student loan debt in the United States totals $1.833 trillion; annual growth resumes following a decline in 2023-24. The outstanding federal student loan balance is $1.693 trillion; 42.8 million student borrowers have federal loan debt. Federal student loan debt represents 90.9% of all student loan debt; 9.13% of student loan debt is private,…