Debt Consolidation in 2025: Is It Still Worth It?

Debt Consolidation in 2025 is still worth considering for many Australians dealing with high-interest debts if done the right way. What Is Debt Consolidation in 2025? Debt consolidation is a smart strategy where you combine multiple debts like credit cards, personal loans, or BNPL into a single loan with one interest rate and a single…

APRA finalises student debt treatment guidance

The Australian Prudential Regulation Authority (APRA) has finalised changes to how authorised deposit-taking institutions (ADIs) treat Higher Education Loan Program (HELP) debt repayments when assessing home loan applications. The new reporting standard and regulations (ARS 223.0) come into effect from 30 September 2025. As such, ADI reporting will be under the new reporting standard for…