Best Budgeting Apps for Living Paycheck to Paycheck

Living paycheck to paycheck can mean a lot of things, whether it’s a sign that you’re stretched too thin or a signal that you’re spending with no direction. Whatever the case, you’re not alone. According to an April CNBC affordability survey, 59% of Americans say they’re there. While a budgeting app won’t change your cash…

Here’s how to help California cities drowning in pension debt

Unfunded pension and healthcare liabilities threaten the financial stability of San Francisco and many cities. By utilizing joint powers agreements, cities could share costs for services and alleviate budget shortfalls. Jana Ašenbrennerová/For the S.F. Chronicle California’s cities face a perfect storm: soaring unfunded pension liabilities, aging infrastructure and pressure to preserve essential public services, especially police…

Why Older Adults Are Hooked on Online Gambling

Many people also gamble in online casinos. Right now, they can do that legally in only 7 states (Connecticut, Delaware, Michigan, New Jersey, Pennsylvania, Rhode Island and West Virginia). Still, online casino gambling is widespread throughout the country, with illegal sites openly advertising and allowing access from anywhere. When asked if people in Minnesota —…