US consumers crippled by $105K debt on average in 2025. But can debt relief programs really help?
Americans continue to struggle under the weight of crushing debt. Consumers owed an average of $104,755 as of mid-2025 — down slightly from $105,580 a year earlier — according to credit bureau Experian. (1) But debt burdens vary sharply by age. Here’s the average balance breakdown by generation, and the change from 2024: Gen Z:…

